Homestead is an extremely complicated concept for many Floridian homeowners. However, understanding how it works can save homeowners thousands of dollars every year. To qualify a home as a Florida homestead, the homeowner must have legal or beneficial title to the home on January 1 of the year in question, and the home must be… Continue Reading
With today’s elderly population expected to skyrocket in the coming years, scams targeted at the growing demographic are also increasing. The scams vary in tactics and severity, but all aim to harm American seniors. From Nigerian princes to fictitious relatives, seniors must protect themselves and their life savings from these criminal hair-brained schemes. People over… Continue Reading
Residential options for senior citizens typically include one of the following: living at home, with a relative, residence in an Independent Living Facility (ILF), residence in an Assisted Living Facility (ALF), and/or Skilled Nursing Facility (SNF). A residential arrangement called a Continuing Care Retirement Community (CCRC), combines ILF, ALF, and SNF under one roof. A… Continue Reading
Most Americans now live double lives: the physical and the digital. We exist in the physical world, but we also exist as digital presences in a vast online bazaar. And some of us are a combination of 1’s and 0’s that add up to unexpected profit. Think about this: how much of your life is… Continue Reading
For many clients and families the primary asset is the home. “When I die will Medicaid take my home?” is a common concern for many of our clients. The short answer is probably not. However, like most questions the answer depends on the context of the question. If a person accepts public assistance through Medicaid… Continue Reading
One of the most heartbreaking parts of our practice is explaining to families that they received bad advice. We often come across situations where non-attorney medicaid planners have charged a family for services that should have been completed by a licensed Florida attorney. Sometimes things go through as planned, other times assets are sold when they… Continue Reading
A quick search of the internet reveals no shortage of Free Power of Attorney Forms, Free Will Forms, and other fill-in-the-blank estate planning documents. With the rampant growth and availability of do-it yourself (DIY) legal market, it is worth taking a moment to evaluate the consumers’ best interest. Specifically with estate planning documents the consumer… Continue Reading
Many of my clients have gone from the hospital to a rehab facility for a 100 days Medicare stay only to learn after day 21, 31, 43 or so on that Medicare coverage is ending because they are no longer improving, or have “reached a plateau” in progress. This meant they were now private pay,… Continue Reading
A 2007 report by the Securities and Exchange Commission reports that some 23% of sales seminars had indications of unsuitable recommendations to purchase investments while some 13% had indications of possible fraudulent practices. So while you can’t say all seminars are bad (some are very informative), it’s a good idea to check out the company… Continue Reading
More often than not when reviewing a breakdown of a client’s current financial status during an initial long-term planning consultation, I find one or more annuities in either the asset or the income column. And, often the client isn’t sure what type of annuity they have or how the annuity might affect their ability to qualify for… Continue Reading
One of the most traumatic experiences that a family can have is when a family member passes away. Unfortunately, the trauma can be even worse if someone...
Elderly people work their whole lives to be financially secure when they retire. They will rely on that money to carry them through illness and other expenses...
On November 30th, the attorneys and staff of Boyer & Boyer, P.A. got together for Shoe Boxes for Seniors, one of our favorite holiday traditions. Shoe Boxes...
Thousands of Floridians were critically affected by Hurricane Michael. Homes were destroyed and lives were taken, but the legal community is doing everything they can to help...
The Veterans Administration (VA) published new rules that will make it more difficult to qualify for benefits like Aid and Attendance, a benefit that provides a cash...